Updated July 24, 2026 · refreshed automatically every 6 hours
At today’s rates, $250,000 earns roughly $9,450 a year in rolled 3-month Treasury bills (3.78%), $9,500 in high-yield savings (3.80%), $10,250 in a 1-year CD (4.10%), or $10,525 a year in a 2-year Treasury (4.21%).
After the market’s expected inflation of 2.64%, the real purchasing-power gain on the T-bill option is about $2,850 a year.
Which one is right depends on whether rates rise or fall from here — the simulator shows all four side by side under any Fed path, at any amount.
Feddecision translates market data into plain English. This page is generated automatically from today’s data and is general education — not personalized financial, investment, or tax advice.